Even though you do whatever you can to prevent trouble on the road, you must come to grips with the fact that you have no control over other drivers.
So, while you’re paying attention to the road and following all applicable traffic laws, there could be someone else who is texting or driving under the influence of alcohol.
If you’re part of a motor vehicle accident, you should first turn your attention to injuries. You don’t want to let any injury linger, as this could cause you additional harm over the long run.
Once you receive treatment and are able to do so, it’s time to get in touch with your insurance company.
While you may assume your agent and company in general, is on your side, there’s something to remember: They aren’t going to do what’s in your best interest. Instead, they’ll do whatever they can to save money.
Here are a handful of car insurance mistakes that often come into play after an accident occurs:
- Providing a written or recorded statement before you take the time to learn more about your policy and legal rights
- Accepting the first offer your insurance company provides, assuming that it can’t get any better
- Signing a waiver or release before you know exactly what it is and the impact it will have on you
- Accepting a check for final payment (this will make it difficult to obtain additional compensation in the future)
- Ignoring time limits, such as language outlining when you have to sign a proof of loss
- Letting your insurance company off the hook, as opposed to holding them to the contract that you have in place
These are the types of car insurance mistakes that you could make after an accident. Unfortunately, it only takes one of these to make things more difficult for you.
So, if you are ever part of a motor vehicle accident, take the time to review your policy and learn more about your legal rights. It will take some time to get on the right page, but it will benefit you in many ways in the future.