A car accident can quickly ruin your day, and it can cause even more stress if an uninsured driver caused the accident. California law requires drivers to have insurance, but many still choose to drive without the proper coverage.
Knowing the steps to take following a car wreck can help ensure that you get any compensation you deserve, and it is even more important when it involves an uninsured driver.
1. Contact law enforcement
The driver at fault may not want to get the police involved, since there are legal ramifications for driving without insurance. However, you should call law enforcement to get a complete report that you can then use as part of your insurance claim.
2. Do not take any money
If the other driver tries to offer money to you, do not accept any. Since you do not know the final cost of any repairs your vehicle may need or medical attention required, you should avoid any first-hand payments from an uninsured driver.
3. Get as much contact information as possible
While you will not be able to swap insurance cards with an uninsured motorist, you will still want to get his or her contact information. Make sure to at least get a phone number from the driver, as well as any additional contact information from witnesses.
4. Contact your insurance company
Most insurance companies provided uninsured motorist coverage, so contact your agency as soon as possible to get the ball rolling on your claim.
You do not have to get left in a lurch when you are in an accident with a driver who does not have insurance. Following these steps can help you as you seek compensation.