If you were recently in a minor car accident and you are facing major difficulties with your insurance company, you are not alone. The truth is, this situation is not uncommon at all.
When you first notify your insurer of a minor vehicle collision, it might seem like it will be an easy process, but often, insurance companies end up putting clients in a bad position where it can be difficult to get timely compensation. In addition, it can drastically increase your future rates. Here are three things to look out for.
1. Your insurer may push you to sign paperwork
After your accident, your insurer will probably begin contacting you to sign paperwork. While you will eventually need to sign something, do not sign anything under pressure or without legal assistance.
2. Your insurer may twist your words
No matter how clearly you tell your side of the story, there is still the possibility that the car insurance representative will either unintentionally misunderstand or intentionally misconstrue your words. A good way to avoid a common mistake that helps make this possible is by taking as many pictures as you can. After all, a picture is worth a thousand words, right?
3. Your insurer may incorrectly document the accident
After submitting all of the necessary documents to your insurance company, another problem that can come up later is with the recording of documentation. For example, it is not uncommon for insurance companies to erroneously list an accident as being more severe than it was.
When it comes to filing a claim for a minor vehicle collision, there are numerous things that an insurer can do wrong. Knowing what to look out for can help you get the compensation you deserve.